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MORTGAGE RATES
CHECK OUT AND COMPARE MORTGAGE RATES IN YOUR AREA. RATES ARE EFFECTIVE AS OF march 4, 2026.
Product
Rate
Points
Fees
% Down
APR
Island Federal Credit Union
30 Yr Fixed
15 Yr Fixed
10 Yr Fixed
10/1 ARM
5.816%
5.375%
5.375%
5.875%
0.000
0.000
0.000
0.500
$1,322
$1,322
$1,322
$1,322
20%
20%
20%
20%
5.750
5.491
5.542
6.184
NMLS: 423148
Product
30 Yr Fixed
7/1 No-Closing-Cost ARM
Rate
5.816%
5.375%
Points
0.000
0.000
Fees
$1,322
$1,322
% Down
20%
20%
APR
5.750
5.491
NMLS: 543667
Product Rate Points Fees % Down APR
30 Yr Fixed
30 Yr Fixed Jumbo
5 Yr SOFR ARM
5.568% 0.000 $759 20% 5.500
5.875% 0.000 $759 20% 5.935
5.250% 0.000 $759 20% 6.152
Available in multiple states. Vaca/second home loans. FREE 60 DAY LOCKS.
Low 15 mo. HELOC Intro Rate w/ No Closing Costs
Contact
NMLS: 402503
Product Rate Points Fees % Down APR
7/6 Adj SOFR
30 Yr Fixed Conf
30 Yr Fixed VA
5.500% 0.000 $1,016 20% 6.120
6.125% 0.000 $1,026 20% 6.200
5.875% 0.000 $1,026 20% 6.100
FREE 60 DAY RATE LOCK/NO CLOSING COST OPTION ON CONVENTIONAL MORTGAGES
NMLS: 401530
Rate Criteria: The rates and annual percentage rate (APR) are effective as of 3/4/26. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $484,351. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
